What is GAP Insurance? The Dealer Swallows the Premium GAP insurance is most commonly purchased when you are buying a vehicle at a car dealership. As you are finalizing the details of your purchase contract, the finance manager of the dealership will talk to you about GAP insurance, service contracts, and maintenance contracts. A GAP […]
Andy Sukhu, Founder and CEO of Y2K Credit Solutions discusses a recent client interaction that saw the client in the process of buying a home – only to find out that he had a judgment against him. See how to go about the process of buying a home (even with a judgement against you), how […]
Andy Sukhu, Founder and CEO of Y2K Credit Solutions, is joined by Yadlynd Cherubin-Eide and Natalie Mitchell-Cange, both NYS licensed real estate agents with Keller Williams – to discuss the current state of the housing markets, and whether this is the best time to buy. Have questions? Looking to purchase a home? Need help with […]
Andy Sukhu and Michael James of Y2K Credit Solutions discuss the key steps to forming your own business (the legal way). From the first steps of establishing your business to selecting which entity is right for you, Andy and Michael cut through the clutter to help you legally establish a business and protect yourself from […]
What Is a CPN? CPN” or “CPN number” can stand for credit privacy number, credit profile number, or consumer protection number. As you may know, a CPN is a 9-digit number that is often marketed as a replacement for your social security number (SSN). Some people claim that celebrities and government officials use CPNs to […]
Andy Sukhu, Founder and CEO of Y2K Credit Solutions, issues a WARNING for those looking to buy a car with bad credit – it will NOT end well. Sukhu warns that buying a car with bad credit puts you square in the targets of those who will look to take advantage of your credit status […]
Buying a home is stressful — especially if it’s your first time. In fact, about 40% of first-time home buyers said it was the most stressful event of their entire lives, according to a 2018 survey by Homes.com. “It’s the American dream. You get excited. But you need to be prepared for it. From choosing […]
SEE FULL ARTICLE/VIDEO (COURTESY OF CNBC) Eva Velasquez, the CEO of Identity Theft Resource Center, talks about the significance of the Equifax breach and how consumers can protect their identity.
SEE FULL ARTICLE/VIDEO (COURTESY OF CNBC) The interest rates on federal student loans is going up. Although the Department of Education hasn’t formally announced the new rates, this year’s bump is likely to be higher than expected, said Mark Kantrowitz, a student loan expert. Here’s what borrowers should do if they are taking on debt […]
Who Are Credit Invisibles? According to the Consumer Financial Protection Bureau (CFPB), about one out of five adults in the United States are “credit invisible,” meaning they are unscoreable by traditional credit scoring methods and traditional credit data. The lack of a conventional credit record prevents these consumers from obtaining the financial products and services […]
