The Importance of Savings Andy Sukhu (CEO, Y2K Credit Solutions) and Stanley Yee talk about the importance of savings and what many Americans could be doing better when it comes to saving money and building wealth.
Why I Ditched My Debit Card and You Should, Too If you prefer to foot all of your everyday purchases with a debit card and some cash, I was once like you. That is, until Andy Sukhu from Y2K Credit Solutions, did a deep dive into the world of credit cards, and decided to write this story […]
The federal government shutdown continues, and is now the longest in American history. Around 800,000 federal employees are not being paid – and many of them have student loan bills that are due. Moreover, hundreds of thousands of other folks (such as independent contractors and private companies that primarily handle work for government agencies) are […]
With 2018 coming to a close, now is the time to review New Year’s resolutions and prepare to implement them. For many individuals, financial goals are likely to be at the top of their resolutions list, but whether or not you already have financial plans in place for 2019, coming changes to the economy mean that you should seriously […]
This Holiday Shopping Season, Think Twice! Andy Sukhu, Founder and CEO of Y2K Credit Solutions, talks about the inherent risks associated with department store credit cards and why you should think twice (and thrice) before opening them.
“Save 15% and then another 20% on top of that…!” As the holidays are upon us, many of us will be tempted to to open department store cards for those extra 15% saving. Is it smart to open up a store card and take advantage of those prime savings? We are here to tell you […]
The Credit Process, Explained By Andy Sukhu Here at Y2K Credit Solutions, one of our top priorities is to teach our clients and educate them on how credit works, how to maintain a high credit score, and what goes into getting a credit card or approval on a loan (with low interest and high credit limit). What are […]
What does each credit score mean? We get a great deal of question as to why consumer’s scores are different from what Y2K Credit Solutions provides and a third party reporting like “Credit Karma”. The short answer is our system uses a different scoring model to provide a score than monitoring services like “Credit Karma”. […]
Off to college? It’s summer, which means recent high school graduates are getting ready to embark on their upcoming college adventures. You may already have a packing list of the necessary items your student needs for college, but is a student credit card on there? Unfortunately, most college students aren’t exposed to financial literacy classes in […]
Attack of the Fee-Harvesters: Watch Out for Subprime Credit Cards For people with below-average credit scores, you’ve probably seen offers for subprime credit cards; cards for people with bad credit that supposedly work just like mass-market credit cards. In the credit card world, these cards go by another term: fee-harvesters, named for their reputation of […]
