Your #1 Funding Source for Creative Financing!

Introducing Y2K Business Funding.

Y2K Business Funding specializes in a multitude of Creative Funding options and strategies for Businesses, Start-up Companies, Real Estate and more.

We work with:

• Unsecured Lines up to $150,000
• 0% Interest Lines up to $150,000
• Real Estate Loans
• Down Payment Funding
• Residential and Commercial
• Private Funding
• Hard Money
• New Constructions
• Bridge Loans
• Equipment Loans
• Revenue Base Loans
• Franchise Loan
• Churches
• Proof of Funds
• And More…

Y2K Business Funding is designed to enable individuals and/or companies to creatively Leverage their credit to maximize their Funding and Capital Position for Growth!

Personal & Business Unsecured Funding : GAP Funding

Receive up to $150,000 in Unsecured Personal and Business Lines of Credit!

No Financials Required!
No Collateral Required!
No Tax Returns Required!
No Income Verification!

Credit score must be between 680 and 710 to receive funding.

What else?

• 0% Interest up to the first 18 Month!
• Receive a Blended Personal and Business Credit Portfolio!
• Receive a Financial Blue Print with Funding!
• This Funding Option is used for Start-Up Funds, Working Capital for an existing business and/or Funding Assistance for your Real Estate rehab.
• Start-Up Business is Welcome!

Residential & Commercial Rehab Lending

We have over 40 different hard money, soft money, purchase rehab and refinancing programs for residential and commercial investment real estate. These are but a few and the best program for your project might not be listed here.

RESIDENTIAL INVESTOR HARD MONEY FIX AND FLIP

1. 100/100 Program: 100% financing for purchase & 100% for rehab. Credit Score is 660 plus.

2. No Money Down Rehab Loan: No Minimum Credit Score; High Interest and Points paid on back-end.

3. 90/100 Program: Up to 90% financing for purchase & 100% for rehab. Credit score at 600 plus.

4. 85/85 Program: 85% purchase financing and 85% rehab financing. No Minimum Credit Score.

5. Bridge Loan: 75% Purchase Bridge Loan. No rehab funds. No minimum Credit Score

6. 5M Line of Credit: Program 5 to 10 day closings. 660 Credit Score.

 BUY & HOLD PROGRAM

Real Estate Investors who want to buy and hold property need long term financing. We offer no income verification rental loan programs for investors who own one property to portfolios of hundreds of property. The mortgage can be on a single property with a minimum loan amount of $75,000 or a blanket loan of several million dollars.

MULTI FAMILY OR MIXED USE HARD MONEY FIX AND FLIP PROGRAMS ($100,000 Plus)

1. 85% for Purchase & 85% for Rehab: Credit Score 600 plus 

2. 75% Purchase & 75% for Rehab: Credit Score 620 plus 

COMMERCIAL NON RESIDENTIAL HARD MONEY REHAB ($150,000 Plus)

1. 70% Purchase or Refinance & 70% of Rehab: Credit Score 600 plus. 

Business Funding

Loans For All Types of Businesses!

Startup, Expansion, Debt Consolidation, Payoff & Refinance old debt.

Get rid of Expensive loans. All business types considered.

We have worldwide capability for Purchase, Refinance, Development, Construction, and Expansion !

Creative Financing For Difficult & “Hard-to-Fund” Transactions.
Unconventional Methods That Work!!

EXCELLENT CREDIT

GOOD CREDIT

FAIR CREDIT

Business Funding

Loans For All Types of Businesses!

Startup, Expansion, Debt Consolidation, Payoff & Refinance old debt.

Get rid of Expensive loans. All business types considered.

We have capabilities for Purchase, Refinance, Development, Construction, Debt Elimination, Home Buyership, and Expansion !

Creative Financing For Difficult & “Hard-to-Fund” Transactions.
Unconventional Methods That Work!!

EXCELLENT CREDIT

GOOD CREDIT

FAIR CREDIT

POOR CREDIT

NO CREDIT